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ABOUT INTERNATIONAL
COMMERCIAL FINANCE
Our Approach
At International Commercial Finance, we specialize in connecting property developers with trusted international lenders. Our client-focused approach, underpinned by integrity and professionalism, allows us to deliver tailored financial solutions that support the successful development of real estate projects across Central and South America, as well as the Caribbean.
OUR FINANCE SOLUTIONS
International Commercial Finance provides global funding services at competitive rates. We unlock finance for large-scale projects by connecting developers and governments with trusted international lenders. Our expert team ensures fast, secure access to capital for construction and projects anywhere in the world.
Loan Type, Collateral Summary and Terms of Engagement
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Collateral Requirements
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Borrowers must provide high-grade, verifiable financial instruments such as U.S. Treasury Bonds, Eurobonds, or SBLC, Bank Guarantees or sovereign bonds registered with an ISIN.
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Borrowers can secure a 1:1 loan-to-collateral ratio with no upfront equity requirements.
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Sovereign borrowers must have a minimum Fitch rating of 'B' or higher.
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The issuing bank must be a Tier-1 international bank.
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Interest Rates: Competitive annual rates ranging from 3% to 7%, depending on loan type and risk.
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Loan Tenors:
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Private Sector: Up to 20 years
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Government Entities: Up to 30 years
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Repayment Terms: Flexible structures tailored to project cash flow.
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Origination Fee: 8%, negotiable based on loan size, charged by the lending brokers and intermediaries involved.
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PLEASE NOTE WE DO NOT CHARGE ANY UPFRONT PAYMENTS
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ACCEPTED COLLATERAL
1. USD-Denominated Sovereign Bonds
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Details: Issued by sovereign governments in U.S. dollars.
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Conditions: Must be ISIN-registered, verifiable, and issued by a Tier-1 bank.
2. Eurobonds
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Details: Bonds issued in a currency different from the issuer’s local currency.
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Conditions: Must be ISIN-registered, internationally tradable, and issued by a Tier-1 bank.
3. U.S. Treasury Bonds
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Details: Official debt instruments issued by the U.S. Treasury.
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Conditions: Must be ISIN-registered, unencumbered, and verifiable with transferable ownership in favor of the lender.
4. Standby Letters of Credit (SBLC)
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Details: Issued by top-tier international banks.
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Conditions: Must be transmitted via SWIFT MT760.
5. Bank Guarantees (BG)
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Details: Payment security instruments issued by banks.
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Conditions: Must be unconditional, verifiable, and transmitted via SWIFT MT760.
Additional Notes
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All loan terms are subject to full due diligence and approval by the lending institution.
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Funds are disbursed in tranches aligned with project milestones and compliance checks.
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This financing structure is ideal for governments, state-backed enterprises, or large corporations with stable, internationally recognized collateral.
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Typical disbursement timeframe is 10–14 weeks from receipt of an RWA (Ready, Willing, and Able) letter from the lender.
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Minimum loan amounts are USD $100 million up to USD $50 billion.
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